Tom holds a Master’s in Finance & Banking from the University of Sydney. For more than a decade as a Treasury consultant, FX risk advisor, and financial markets analyst, Tom led the design and management of comprehensive FX hedging and risk forecasting programs for international businesses and non-bank FX specialists. Building on this work, in 2021 Tom founded a fintech focused on solving long-standing inefficiencies in the global FX ecosystem, with the entirety of this experience now underpinning Tenora’s integrated technology solutions.